Liam Chen
The Finance Whisperer
A former financial advisor, Liam breaks down complex money math into simple, actionable steps.
Articles by Liam Chen (10)

Using a Boat Loan Calculator to Plan Your Dream Yacht Purchase
Planning a yacht purchase? Our advanced boat loan calculator helps you model million-dollar loans, down payments, and terms for a solid financial plan.

5 Boat Loan Mistakes to Avoid (And How Our Calculator Can Help)
Don't let these 5 common boat loan mistakes cost you thousands. Learn how to avoid them with a simple calculator tool and make a smarter purchase.

Pre-Approval vs. Pre-Qualification for Boat Loans: What's the Difference?
Confused about pre-approval vs pre-qualification for a boat loan? Our guide explains the key differences and how to use a calculator to prepare.

A Beginner's Guide to Boat Financing: Everything You Need to Know
Our complete beginner's guide to boat financing breaks down the entire process. Learn about loans, terms, and how to use a calculator to plan your purchase.

Boat Loan Calculator with Down Payment: How to Save $10,000 on Your Loan
Discover how using a larger down payment on your boat loan can save you over $10,000. Our guide and calculator show you the exact strategy for maximum savings.

What Credit Score Do You Need for a Boat Loan? (And How to Improve It)
Wondering if your credit score is good enough for a boat loan? Our 2026 guide breaks down the tiers, shows the real cost, and gives steps to improve your score.

Understanding Boat Loan Amortization: What Your Schedule Really Means
Unlock the secrets of your boat loan amortization schedule. Learn how to read it, why it matters, and how to use it to save thousands and own your boat faster.

The Hidden Costs of Boat Ownership: Beyond the Monthly Loan Payment
Discover the real cost of boat ownership beyond the loan payment. We break down insurance, maintenance, storage, and fuel costs for 2026 to help you budget.

New vs. Used Boat Loans: A 2026 Guide to Rates, Terms, and Calculators
Confused by new vs. used boat loans? Our 2026 guide breaks down rates, terms, and down payments. Learn how to use a specialized calculator to make the smart choice.

How to Get the Best Boat Loan Interest Rate: 7 Tips for Buyers
Unlock a lower boat loan interest rate with these 7 expert tips for 2026. Learn how your credit, down payment, and loan term affect your rate and total cost.